docResource

RepayIQ

Borrower Configuration
Personalize your repayment scenarios by entering your household and loan profiles.

Household & Family Information

Borrower 1 Details

Borrower Profile

Loan Details

Defaults to Current Principal (leave blank to use it). Old IBR and New IBR/PAYE cap your monthly payment at the standard 10-year amount for this balance — enter your actual original balance when you first entered repayment if you know it and it differs.

Extra amount applied to your principal every month, on top of the required payment — applied identically across every repayment scenario (Rapid Pay Down, RAPlan, New IBR/PAYE, Old IBR).

Apply the cash-flow difference vs. Rapid Pay Down as extra principal on your IDR plan instead of investing it, to pay it off faster.

Rapid Pay Plan Details

Analysis Assumptions

Annual growth rate for federal poverty guidelines.

Show every month, or just year-end snapshots.

Cap the wealth-comparison horizon below the full ~30-year window.

Financial Insights Await

Fill out the profile and loan details above to generate your custom repayment strategy comparison.